• 4 Reasons Why I Decided to Start Earning AMEX Rewards

    I admittedly am a bit biased towards Chase Ultimate Rewards on this site — that is, up until now. About 3 years ago now, when Chase had recently introduced their 100,000 point sign-up bonus on the Sapphire Reserve card, I dived head first into the miles and points game. And I wasn’t alone. I don’t know the exact numbers, but Chase has repeatedly said they may never be profitable from the card. Which I’d argue has made them more profitable overall. Since that time, and since I’ve really started to focus on travel rewards and credit cards, Chase has seemed like the gold standard. Not just the Sapphire Reserve card,…

  • How I use my credit cards

    I have recently made some pretty major changes to my credit card portfolio, which has obviously changed (nay enhanced) the way in which I utilize my credit cards. So while I have talked a lot about the cards I use and why I use them where, I wanted to take this time to go over the exact strategy I use with my credit cards on a daily basis. I also carry what many of my peers claim to be way too many credit cards — so I want to try and justify myself a bit as well. Evaluating the Inventory First, I’ll quickly go through the cards in my wallet.…