• Chase brings back Best Buy bonus

    Right before Christmas Chase was running a promotion on purchases made at Best Buy through the Chase Pay app. That same offer has returned. The promo is pretty straightforward, use the Chase Pay app and receive points. Let’s break down the key points though. Key Points The offer is valid with other Chase cards, including the Chase Freedom — although you cannot combine this onto other bonuses. In other words, 10% cash is the max you can receive on purchases. (H/T Doctor of Credit) This is valid for up to $300 in purchases from Best Buy, down from the $400 that was offered around the holidays. The offer is valid…

  • Delta Resort Victoria, British Columbia

    Marriott and United are on my s*it list right now

    One of the best travel programs out there right now is RewardsPlus — the joint venture between United and Marriott that allow their elite members to enjoy benefits across both programs. The basics of the program are: If you are a Marriott Rewards Platinum member, you get complimentary United MileagePlus Premier Silver.  If you are Mileage Plus Premier Gold, you get complimentary Marriott Rewards Gold.  I have written extensively before about how awesome I think this program is. Due to Marriott’s merger with SPG,  SPG’s Crossover Rewards program with Delta, and Marriott’s RewardsPlus program with United you basically get 4 statuses with one. An incredibly beneficial offer if you can…

  • Chase Sapphire Reserve and Gold Delta Skymiles card from american express

    I’m downgrading my Gold Delta Skymiles card

    Credit cards can be an be an incredibly tricky game, but if you stay disciplined and organized it can be exceedingly rewarding. We already know this, though. One strategy of that “game” is ensuring that you strategically sign-up, downgrade and even possibly cancel cards. One of the great things about many cards is the trial year banks give you to carry a card for a year, earn points, make use of the benefits, and not pay any annual fee. For a lot of these cards, like the Chase Sapphire Preferred, you will even receive the huge sign-up bonus before paying any fee. And depending on your credit card strategy, you can receive…

  • Breaking down Priority Pass

    I recently talked about why I am such a believer in the Chase Sapphire Reserve. Between the triple points on points or dining, $300 travel voucher, or incredible travel insurance, the Card allows me to travel like a pro no matter how often I’m travelling. One of those amazing perks that they offer is a Priority Pass Select Membership for as long as you have the card. First things first, if you have a participating Priority Pass card, read my upcoming post about how to secure Priority Pass. Along with the Sapphire Reserve, there are other cards that can get you a Priority Pass lounge, like the Platinum Card from American Express or the Citi…

  • Chase Freedom Unlimited credit card

    I’m 23 with a salary but no credit, what card should I get…

    This was the question that really inspired me to start this blog. The biggest thing that I hear from my peers has to do with the fear of credit — the fear of “credit building up so big that I can’t handle it.” When not handled correctly, this can easily happen. And obviously this does happen to a lot of people — which is why these credit cards give out such lucrative benefits. Missing payments and building interest is where banks make their money. But the truth is, you should never be paying interest. I tell anyone that I talk to, you should never buy something you don’t have the…

  • Is Chase Sapphire Reserve worth the annual fee?

    When Chase launched the Sapphire Reserve Card about a year and a half ago it was probably one of the hottest credit cards to ever be introduced. Not only were the perks and spending bonuses competitive, but the sign-up bonus for the card was extraordinary, to say the least. Chase offered 100,000 points after $4,000 spent in the first three months, which was worth $1,500 in travel when redeemed through the Ultimate Rewards Travel Portal. Chase hit their sales goals in the first two weeks, causing some customers to be delayed in receiving their cards. Ultimately, Chase claimed to have lost money based on the bonus — but I think…