• My experiences through Europe: France

    I have admittedly been very delayed in getting out my posts about the trip I took to Europe with my family. I’ve also decided to split this post into two, talking about my experiences in both France and Switzerland separately. Review: Delta One A330 JFK-ZRH My experiences through Europe: France My experiences through Europe: Switzerland My experiences through Europe: Renting a car and flying “domestic” Review: Air Canada Business Class 787 MXP-YYZ While I focus a ton on credit cards, points, miles, and the strategy behind all that comes with that, the ultimate goal of this website is to travel. I want to travel as much as possible, and hopefully…

  • Review: Air Canada Business Class 787-900 MXP-YYZ

    This is a bit of a continuation from my review on Delta One where I flew from JFK to ZRH. And I have definitely been delayed in getting it published. Fortunately, the ending of my amazing family Europe trip was capped with another awesome international business class experience. I am going to be building this into a mini trip report, with some experience sharing posts built in. Hope you all enjoy! Review: Delta One A330 JFK-ZRH My experiences through Europe: France My experiences through Europe: Switzerland My experiences through Europe: Renting a car and flying “domestic” Review: Air Canada Business Class 787 MXP-YYZ As I alluded to in my previous…

  • Air Canada 787 dreamliner enginer

    I’m finally getting my next credit card

    Today is somewhat of a holiday for me as I have finally dropped back below the dreaded 5/24. As I mentioned in my last post, there are some things that I incorrectly estimated with my count, so this date definitely could not come soon enough. I have  some thoughts about the future of my credit cards over the next few months, but for the purposes of this post I wanted to talk about the immediate future. In other words, the one card that I plan applying for ASAP. Taking current inventory To start, I want to look at my wallet and briefly touch on the purpose for holding each of these cards.…

  • Do Chase business cards add to your 5/24?

    Chase is without a doubt the hottest credit card issuer on the market right now — in my humble opinion. And what that means for people like us is that we should be trying to apply for as many Chase credit cards as possible to not only maximize total points from sign-up bonuses, but also daily spending power. Because ultimately, more points means more travel! Unfortunately, the 5/24 rule exists, though. Which is essentially an unwritten rule from Chase that does not allow you to get approved for and receive the sign-up bonus for a Chase card if you’ve already been approved for 5 credit cards in 24 months. The intricacies of…

  • Requesting your help!

    First off, I can’t thank you enough for reading this and any of my other blogs that you may or may not have read. Like this one! Or maybe this one! Definitely want to read this one! (Internal Links — little insider blog trick) All joking aside — every bit of support, criticism,  is extremely welcomed and can’t be thanked enough. But to take that one step further, I am asking for a slight favor. Let me help you One of my favorite things about starting this blog is being able to help others. Because while traveling myself is a lot of fun, I enjoy almost as much helping others…

  • What to do if you can’t decide on the Chase Sapphire Reserve?

    If you ever ask me about credit cards — at a bar, in the library, at my house — I will most likely talk your ear off about the benefits that credit cards can bring you. Odds are that I start with the slew of travel benefits, but in reality there are a ton of different benefits that will cater to each person differently. As many of you know, I started my true credit card journey with the Chase Sapphire Reserve and its earth-shattering 100,000 points sign-up bonus. At the time, this was the single best credit card bonus on the market, hands down. But like any good thing, it didn’t last…

  • Making miles on a mattress

    I have admittedly been poor on getting blog posts out lately, but I have a semi-good reason. Recently I’ve talked about my move to the Washington DC area, which was completed about 2 months ago, but I have just finished a move into my own place. So I hate making excuses, but between work and everything that goes with moving, I haven’t had a lot of down time to write. But no matter what, I always have points and miles in the back of my mind. And with the move into a new place, I have had plenty of opportunity to spend money. Which is unfortunate for my bank account,…

  • Assessing my mom’s credit card strategy

    I recently wrote a post about offering some advice to my brother about credit card annual fees. Similarly, my mom recently asked me what I thought should be her next card. So like any normal son, I told her that I would write an entire blog about the question. She is also (probably) my only consistent reader, so I have to give her some reason to keep on coming back! First, assessing her current situation My mom is in a particularly envious situation as she has only signed up for one credit card in the past 24 months. In other words, she is only at 1/24, on Chase’s ‘5/24’ count.…

  • The only hotel worth your Chase Ultimate Rewards

    My absolute favorite thing about Chase Ultimate Rewards is the ability to transfer points to one of their airline or hotel partners. There are 13 partners in total, with 9 airlines and 4 hotel groups offering their services — all transferring at a rate of 1:1 (pretty incredible!). In other words, if you wanted to make an award redemption at Hyatt for say 10,000 points, it would cost you 10,000 Ultimate Rewards just the same. While I am building it up to sound like a deal that can’t be beat, there are going to be certain transfers that may not be worth it. Last week I wrote an article about…

  • Chase Sapphire Reserve and Gold Delta Skymiles card from american express

    Why I tell people to ignore credit card annual fees?

    A lot of what I like to write about here is based on the conversations and questions I get from friends and family on credit cards. As the somewhat designated credit card consultant, I enjoy talking to friends and family about the benefits of credit cards and hopefully sway them in the right direction. I was recently speaking to my brother about credit cards and he was asking me what I thought about the new Marriott credit card. While I admittedly gave him a summarized version from the credit card’s website, there was one intriguing question that I wanted to elaborate on. “Ya I was attracted to the 100,000 points sign-up bonus,…