• Air Canada 787 dreamliner enginer

    I’m finally getting my next credit card

    Today is somewhat of a holiday for me as I have finally dropped back below the dreaded 5/24. As I mentioned in my last post, there are some things that I incorrectly estimated with my count, so this date definitely could not come soon enough. I have  some thoughts about the future of my credit cards over the next few months, but for the purposes of this post I wanted to talk about the immediate future. In other words, the one card that I plan applying for ASAP. Taking current inventory To start, I want to look at my wallet and briefly touch on the purpose for holding each of these cards.…

  • Do Chase business cards add to your 5/24?

    Chase is without a doubt the hottest credit card issuer on the market right now — in my humble opinion. And what that means for people like us is that we should be trying to apply for as many Chase credit cards as possible to not only maximize total points from sign-up bonuses, but also daily spending power. Because ultimately, more points means more travel! Unfortunately, the 5/24 rule exists, though. Which is essentially an unwritten rule from Chase that does not allow you to get approved for and receive the sign-up bonus for a Chase card if you’ve already been approved for 5 credit cards in 24 months. The intricacies of…

  • What to do if you can’t decide on the Chase Sapphire Reserve?

    If you ever ask me about credit cards — at a bar, in the library, at my house — I will most likely talk your ear off about the benefits that credit cards can bring you. Odds are that I start with the slew of travel benefits, but in reality there are a ton of different benefits that will cater to each person differently. As many of you know, I started my true credit card journey with the Chase Sapphire Reserve and its earth-shattering 100,000 points sign-up bonus. At the time, this was the single best credit card bonus on the market, hands down. But like any good thing, it didn’t last…

  • The only hotel worth your Chase Ultimate Rewards

    My absolute favorite thing about Chase Ultimate Rewards is the ability to transfer points to one of their airline or hotel partners. There are 13 partners in total, with 9 airlines and 4 hotel groups offering their services — all transferring at a rate of 1:1 (pretty incredible!). In other words, if you wanted to make an award redemption at Hyatt for say 10,000 points, it would cost you 10,000 Ultimate Rewards just the same. While I am building it up to sound like a deal that can’t be beat, there are going to be certain transfers that may not be worth it. Last week I wrote an article about…

  • Air Canada 787 dreamliner enginer

    What airlines should you transfer your Ultimate Rewards to?

    I’ve written pretty extensively about Chase Ultimate Rewards, and more recently I’ve written about some of the options in transferring your Ultimate Rewards. Specifically, the ability to transfer points directly to one of the 13 Chase travel partners. The reason I put such a high value on Ultimate Rewards is mostly because of the ability to do just that. While there is still a ton of value in redeeming through the Ultimate Rewards portal itself, I am of the stern belief that the most bang for your buck comes in transferring to one of these partners. Of course, there are some travel partners that just aren’t worth your Ultimate Rewards.…

  • Chase Ultimate Rewards: Transferring from a business account to a personal account

    I started this series a bit ago and then got caught up in other things. So I want to go ahead and continue on with the series as I know everyone has been anxiously waiting for the next installment — I assume no one has been able transfer their Ultimate Rewards from a business account. Whatever will you do! Transferring between personal accounts (combining points) Transferring from a business account to a personal account Transferring Ultimate Rewards to a travel partner Transferring your points to someone else Tips & Tricks to managing your Chase points

  • Max out the Q2 2018 Chase Freedom bonus!

    One of the best credit cards on the market right now for bonus spend is the Chase Freedom card. Specifically, the Chase Freedom offers 5x the points per dollar spent in rotating quarterly categories — up to $1,500. Depending on how much you value Chase Freedom points, and where you decide to use them, these 6,000 (!!) extra points can be worth some serious cash — granted you are able to hit the max. With either the Chase Sapphire Reserve or Preferred, these points can be transferred to the Ultimate Rewards portal and transferred to one of the Chase travel partners or redeemed directly for 1.5x the value. No matter…

  • Andaz Peninsula Papagayo Hotel pool in the evening.

    Chase Ultimate Rewards: Transferring Ultimate Rewards to a travel partner

    This is a continuation in the short series I have begun that goes over Chase Ultimate Rewards and the many different ways in which you can consolidate, transfer, and utilize the extremely valuable reward points. Transferring between personal accounts (combining points) Transferring from a business account to a personal account Transferring Ultimate Rewards to a travel partner Transferring your points to someone else Tips & Tricks to managing your Chase points

  • Delta Resort Victoria, British Columbia

    Chase Ultimate Rewards: Transferring between personal accounts

    This is the first installment of a series I will be starting that goes over the many different ways you can transfer and utilize Chase Ultimate Rewards points. Here is a tentative list of the topics I intend to cover: Transferring between personal accounts (combining points) Transferring from a business account to a personal account Transferring Chase points to a travel partner Transferring your points to someone else Tips & Tricks to managing your Chase points